Who doesn’t love online shopping? And what if you get amazing cashback, discounts, and tons of other benefits with each purchase?
The Axis Flipkart Credit Card is there to take care of shopping needs while providing amazing cashback and discount offers. Even more, the card also has amazing offers for offline spending.
In this blog, we have collated all the essential information about the Flipkart Axis Credit Card and how individuals can apply and get one.
Features of the Card
The credit card offers perks in various areas such as shopping, travel, and entertainment, coupled with attractive welcome gifts worth INR 2900.
Online Shopping
Individuals get INR 500 Flipkart voucher on their first transaction. Additionally, there is also 5% guaranteed unlimited cashback on every transaction. Similarly, individuals get INR 500 off on domestic hotel bookings done on Goibibo and MakeMyTrip.
Airport Lounge Access
Cardholders get four complimentary lounge visits at select airports every year, subject to terms and conditions. The lounge access program is available at major airports such as Delhi, Mumbai, Bangalore, and Kolkata and is available till 31st March 2021.
Fuel Surcharge Waiver
For transactions between INR 400 and 4000 at all fuel stations in India, individuals can get a 1% fuel surcharge waiver (maximum INR 500 per month). However, cashback cannot be earned on fuel transactions.
How to Apply
The application process for the Axis Flipkart Credit Card is very simple. Individuals need to visit the Axis bank website and hover the mouse over the ‘Explore products’ option on the header bar. Next, click on ‘Credit Cards’ from the ‘Cards’ section.
You will be presented with a page showcasing all the credit card options provided by Axis bank. Scroll down to the ‘Flipkart Axis Bank Credit Card' section and click on the ‘Apply Now’ button. This will take you to the online application page. You will receive a call from a bank representative after your application is reviewed and found eligible.
Interest and Other Charges
Individuals will incur the following interest and charges on their Axis Flipkart Credit Cards.
- Joining fee: INR 500
- Annual fee: INR 500 (Applicable from the second year. Waived off if annual spending is over INR 2,00,000)
- Cash withdrawal fees: 2.5% of the cash amount (Min INR 500)
- Late payment fees: Nil if Total Payment Due is up to Rs. 300
Rs. 100 between Rs. 301 - Rs. 500
Rs. 500 between Rs. 501 - Rs. 1,000
Rs. 750 between Rs. 1,001 - Rs. 10,000
Rs. 950 between Rs. 10,001 - Rs. 25,000
Rs. 1000 between Rs. 25,001 and 50,000
Rs. 1200 when the amount is greater than Rs.50,000
Eligibility Criteria
The individual must be between the age of eighteen and seventy years and should either be a resident of India or a non-resident Indian. For salaried individuals, the monthly income should be INR 20,000 or more. Similarly, self-employed individuals should have a minimum monthly income of INR 35,000.
For documentation purposes, the individual needs to submit a copy of their PAN card or Form 60, address and identity proof documents, and a color photograph. The document list is indicative, and the documents required can vary from case-to-case.
The bank reserves the final rights for the approval or rejection of applications. The final decision will be communicated within twenty-one days of the application.
Contact Information
Need more information about the Axis Flipkart Credit Card? Contact any Axis Bank representative using any of the details mentioned below.
Address
Axis Bank Limited,
‘Axis House,’
C-2, Wadia International Centre,
Pandurang Budhkar Marg,
Worli, Mumbai - 400 025
Phone
Call 1860 419 5555, 1860 500 5555
Conclusion
The Axis Flipkart Card is the perfect companion not only for online shopping on the biggest e-commerce platform in India but for offline transactions as well. The credit card is also available at a very low annual fee making it more accessible to the common man while offering a host of benefits that further help save money with each use.
Disclaimer: Credit cards have multiple risks involved. Please refer to the bank’s terms and conditions page before agreeing to anything during the credit card application process.
