Choosing a credit card isn't easy, we're going to tell you about the Chase Freedom Credit Card here because it might fit a lot of lifestyle choices. But that doesn't mean it's the lifestyle choice for you. You need to get all the information before you decide who is the next to get inside your wallet.
The Chase Freedom Credit Card gives you cash back bonuses so that's why we though we'd let you give it a chance. It’s a powerful card that gives you a breadth of rewards and other functions to have the convenience you need in shopping, dining and travelling. Powered by Visa, you have access to multi-national perks and discounts on car rental, accommodation and more.
Determine what type of credit card you need for your lifestyle. If you spend a lot and can pay monthly then a rewards card is for you. But if you think you're going to be late on payments then you need a low-interest friend. We're going to break down Chase Freedom Credit Card so you can decide if it is optimal in helping you optimize your lifestyle.
What are the Benefits of the Chase Freedom Credit Card
JPMorgan Chase offers a variety of credit cards with distinct features and functions. Some are best used for shopping to earn more reward points, others are perfect for travellers for discounts on flights and accommodation. In this article, we are going to look closely into the benefits of having the Chase Freedom Credit Card.
Since this is a cash back card, you can expect a bigger bonus every purchase. Note that for every $1 spent, you can earn 1% cash back reward. For the quarterly bonus category, $1 purchase is equivalent to 5% cash back rewards, with an additional 4% on top of each purchase.
Use these points to redeem exciting rewards and promotions. Get ready for the holidays and give gift cards to your loved ones using the points you’ve earned. Gift cards and certificates are valid to selected merchants and can be redeemed directly by the issuer’s terms and conditions.
If you want to have extra money to pay for your monthly statement, you can definitely use your points to get account credits. The said credits can be reduced to your account balance, letting you save tons of money every month. Spend more, collect more and redeem the cash option to your credit card reward program.
Love to travel but hate the expense? Collect more points using your Chase Freedom Credit Card and redeem airline tickets, cruise reservations, car rental and more! Other exciting perks await so just use this credit card for your daily purchases.
One great feature of this credit card is the Zero Liability Protection, which gives you zero charges for unauthorized transactions. This means you won’t be settling the purchases you didn’t make. Rest easy knowing that the bank will give superior protection to your account and your personal information.
What are the Fees for the Chase Freedom Credit Card
Being one of the most low-rate cards, the Chase Freedom Credit Card doesn’t have an annual fee. However, there are charges involved in balance transfer, cash advance, late payment and foreign transactions.
For the cash advance, you are bound to pay either $10 or 5% of the amount of each transaction. If you will use this credit card abroad, you are charged 3% of each transaction in US dollars. Upon missing the 21-day grace period, you will be charged $38 for the late payment fee and a 5.25% interest rate.
Get this credit card today if you are after the cash back rewards and other exclusive deals. Apply now and be amazed at the perks and conveniences it can give you.
Annual Fee: $
Interest: 0%
Cash Advance: %
Late Fee: $
How to Apply for a Chase Freedom Credit Card
To order this card, you need to register online and log in to your account. Click on apply in the Chase Freedom Credit Card website then fill in your personal information like full name, mailing address and provide information about your annual income and employer. You need to be at least 18 years of age to qualify for this card and a legal US resident.
Note that the bank will set a manageable credit limit of your card depending on your financial status and ability to pay.
How to Contact Chase Freedom Credit Card
Head office
1111 Polaris Parkway
Columbus, Ohio 43240
Telephone: 1-800-432-3117
Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.
