Do you need maximum control over your finances? Want a credit card that covers all your credit essentials? Interested in getting a card with no annual fees? If you are, the Opus Credit Card is your best choice.
The Opus Credit Card is perfect to keep all the important details in one place. Aside from allowing you to move cash into your bank account, you can stay on top your finances by getting helpful reminders and text messages. Want to get one? Read on to find out how you can apply for your own credit card.
Opus Credit Card Features and Benefits
To help you further appreciate this credit card’s offerings, let’s look at what the Opus Credit Card (available in Mastercard) has to provide.
For one, the Opus Credit Card has no annual membership fees! This means you can get bang for your buck and use your savings for other personal transactions.
Another benefit you’re sure to enjoy is having the flexibility and the power to control your account. You can move cash straight into your bank account using a money transfer system. Here, you can access cash from your credit card for easier and more convenient transactions.
Even better, you can protect your credit rating when you manage your finances well. Through timely reminders and helpful text alerts, you will never forget another payment ever again. Using their Opus Card app, you can check on your account balance, do balance transfers, and even pay bills wherever you may be.
How to Apply for an Opus Credit Card
To apply for an Opus Credit Card, simply fill out the eligibility form online found on their website. In just a few minutes, you will know if this card is the right fit for you.
To be eligible, you must be at least 18 years of age and a resident of UK. You must also have a UK bank account and have a regular source of income. Some of the documents you need to provide during your application include a valid ID, proof of address, proof of income, and your employment details.
Should your application be approved, you will receive a credit limit based on your credit standing. You will be given a starting credit limit of £250 to £1,200.
Opus Credit Card Fees and Charges
Having an Opus Credit Card comes with a huge responsibility. This includes paying for fees and charges in order to keep enjoying your privileges. For this particular card, you’ll be happy to know that there are no annual membership fees.
Other charges you need to consider include the APR of 39.9% (variable), balance transfers and cash transactions charges of 3% of the transaction amount (minimum of £3), a late payment fee of £12, and an over limit fee of £12.
Opus' Address & Contact Details
Address: 7 Handyside Street, London, N1C 4DA
To get in touch with Opus, call 0333 414 1077.
Conclusion
From these points, you can see that an Opus Credit Card is the best choice when it comes to getting the most flexible payment plans on the market. To top it all off, you get control over your credit limit and manage your finances in the best possible way. Apply now and get yours today!
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.
